Terms of Use


Terms of Use


Your Agreement to These Terms of Use

By using this website, you signify that you have carefully read and agree to be bound by the following terms and conditions of use ("Terms of Use"). If you do not agree to these Terms of Use, you are not authorized to, and should not, view or use this website for any purpose. Biltmore Family Office, LLC (BFO) may revise these terms or the content of this website at any time by updating this posting, and you agree to be bound by any such revisions. BFO may also revoke your right or block your ability to use this website at any time for violations of these Terms of Use or for any other reason.


Limited Use and Purpose

Nothing contained on this website is intended to be or should be construed as legal, tax or investment advice. This website is for informational purposes only and does not constitute a recommendation, an offer to sell, or a solicitation of an offer to buy any securities, futures, options or other financial instruments ("Securities"), nor shall any such Securities be offered or sold to any person in any jurisdiction whose laws would make such offer, solicitation, purchase, or sale unlawful.


Limits on BFO's Liability

Use of this website is at your own risk. All information posted on this website is current only as of the date of its posting, and BFO undertakes no obligation to update any information to reflect events or circumstances after the date of such posting. While BFO seeks to provide accurate and timely information, there may be inadvertent technical or factual inaccuracies and typographical errors, for which we apologize. Further, BFO does not check for accuracy or otherwise review information provided to you or to BFO by third-parties, including information related to the value of Securities, alternative investments, or other investment products that are held by or were valued by entities other than BFO.


This website and the information it contains are provided without warranties of any kind, and BFO and its affiliates, directors, officers or employees, and any third party vendor retained by BFO, disclaim all warranties and liability, and you agree that they shall not have any responsibility of any kind for any loss or damages, whether direct, special, indirect, consequential, or incidental, that you incur as a result of viewing, using, attempting to view or use, or relying on the information contained in this website, whether or not the circumstances giving rise to such cause may have been within the control of BFO or of any vendor providing software or support services for this website.


You will hold harmless BFO (and any of its parents, subsidiaries, affiliates, employees, agents, distributors, third party content providers, or licensors, including Content Providers, (and their respective directors, officers, employees, and agents) from and against all claims, liability, and expenses, including attorneys' fees and legal fees and costs, arising out of your use of this website or your breach of any provision of these Terms of Use.


Restrictions on Use of Materials


BFO owns and operates this website. Permission is granted to view, display and navigate this website solely for lawful, personal, and non-commercial use. Any illegal, commercial, or public use of this website or any portion hereof is strictly prohibited.

Except as otherwise permitted by BFO, no materials from this website may be copied, transmitted, or distributed in any way. You may download material displayed on this website for lawful, non-commercial, personal use only, provided you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website, including any text, images, audio or video, for public or commercial purposes, without BFO's prior written permission. Modification or use of the materials for any other purpose violates BFO's intellectual property rights, and BFO neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties not owned by or affiliated with BFO.


Investment Products are Not Federally Insured

Securities (including shares of mutual funds), alternative investments, and other investment products referenced on this website are not bank deposits and are not insured by the FDIC or any other agency of the United States, nor are they obligations of, or insured or guaranteed by, BFO or any of its subsidiaries or affiliates. Securities (including shares of mutual funds) and other investments involve investment risks, including the possible loss of value. Your eligibility for particular investment options or services is subject to final BFO determination and acceptance.


Trademarks and Copyrights

All trademarks, service marks, trade names, and logos displayed on this website are proprietary to BFO, except as explicitly noted. Nothing contained on the website should be construed as granting, by implication, estoppel or otherwise, any license or right to use any trademark displayed on this website without the written permission of BFO or such third party that may own the trademarks displayed on this website. Your use of the trademarks displayed on this website, except as provided herein, is strictly prohibited. If you download any information or software from this website, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.


Communications Are Not Confidential

Information submitted to this website should not be considered secure or confidential, and BFO makes no representation whatsoever concerning the security or confidentiality of such information and specifically makes no representation that any information submitted through this website will be received by BFO.


Use of Links

Should you leave this website via a link contained herein and view content that is not provided by BFO, you do so at your own risk. The content to which you link will not have been developed, checked for accuracy, or otherwise reviewed by BFO. BFO is not responsible for damages or losses caused by any such website, whether actual, alleged, consequential or punitive. BFO makes no guarantees or representations as to, and shall have no liability for, any information delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content.


SEC Materials

Certain information provided through this website has been filed with the Securities and Exchange Commission ("SEC") (such materials being referred to as "SEC Materials"). BFO does not assume any duty of disclosure beyond that which is imposed by law and expressly disclaims any duty to update any information set forth in the SEC Materials. Individual statements appearing in the SEC Materials are intended to be read in conjunction with and in the context of the complete SEC Materials in which they appear, rather than as stand-alone statements.

Certain statements included in both the SEC Materials and other public disclosures contained on this website are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements are subject to risks, uncertainties, and other factors that could cause actual results to differ materially from future results expressed or implied by such forward-looking statements. The most significant of such factors include the performance of financial markets, the investment performance of BFO's sponsored investment products and separately managed accounts, general economic conditions, competitive conditions, and government regulations, including changes in tax rates. You are cautioned to consider carefully such factors. Further, such forward-looking statements speak only as of the date on which such statements are made; BFO undertakes no obligation to update any forward-looking statements to reflect events or circumstances after the date of such statements.



BFO refers to Biltmore Family Office, LLC, a North Carolina limited liability company located in Charlotte, NC operating as an SEC registered investment advisor.


Jurisdiction and Governing Law

This website is controlled and operated by BFO from its offices within the United States. BFO makes no representation that materials on the website are appropriate or available for use in other locations, and access to them from territories where their content is illegal is prohibited. Those who choose to access this website from other locations are responsible for compliance with applicable local laws. You may not use or export the materials on this website in violation of U.S. export laws and regulations.

The information provided on this website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject BFO or its affiliates to any registration requirement within such jurisdiction or country.


The laws of the State of North Carolina govern these Terms of Use and your agreement to them. If you take legal action relating to these terms of use, you agree to file such action only in the State of North Carolina, or the United States District Court for the Western District of North Carolina, and you consent and submit to the personal jurisdiction of those courts for the purpose of litigating any such action.


Integration and Severability

If any provision of these Terms of Use is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severable from these terms and will not affect the validity and enforceability of the remaining provisions. The preceding terms of use represent the entire agreement between you and BFO relating to the subject matter herein.